Research accepted by the Advisory Committee on Bankruptcy Rules as Suggestion 26-BK-3

Consumer Harm Map

Chapter 13 bankruptcy outcomes across 94 federal districts | FJC IDB 2008-2024
-- Cases Analyzed
-- Est. Consumer Harm
-- Districts Above Avg
-- Ch.13 Dismissed
-- Prior-Filer Discharges
-- National Dismissal Rate

Highest Dismissal Rates

Methodology: Dismissal rates from court-observed data where N≥20 resolved cases, FJC-estimated otherwise. Consumer harm = dismissed cases × $7,500 avg loss (attorney fees + lost plan payments + credit damage). Data: FJC Integrated Database 2008-2024.
| Full methodology | District report cards | Open source