1328f.org

Consumer Bankruptcy Research & Accountability

Support Independent Bankruptcy Research

This project was built by one independent researcher over 1,500+ hours using publicly available federal court records. No grants, no institutional backing, no law degree. On March 23, 2026, the Advisory Committee on Bankruptcy Rules accepted Suggestion 26-BK-3 based on this data -- a proposed amendment to Rule 4004 requiring courts to verify discharge eligibility before granting. The methodology, the tools, and every report on this site are free and open-source. Your contribution funds the PACER access needed to finish the research the federal judiciary is now reviewing.

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Q1 2026 PACER Research Costs

$0 raised of $5,000 goal

0 supporters so far

This research represents 1,500+ hours of analysis, funded entirely by one person. No grants, no institutional backing, no law degree. The Advisory Committee on Bankruptcy Rules accepted Suggestion 26-BK-3 based on this data. Finishing the national verification requires PACER access at $0.10 per page across 94 federal districts.

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What Your Contribution Funds

This research runs on public data, but accessing and verifying that data costs money. Here is where contributions go:

$0.10 Per PACER page accessed for case verification
$3.00 Maximum per document downloaded from federal courts
391,951 Unverified discharges requiring individual docket review
94 Federal districts screened and maintained

Beyond PACER fees, contributions support domain registration, hosting costs, accessibility testing, Spanish translations, and the research time required to maintain and expand the screening tools and published reports.

Federal Court Records Behind the PACER Paywall

37.9M Bankruptcy cases
30M+ Civil cases
5M+ Criminal cases
3M+ Appellate cases

75+ million federal court records. $0.10 per page to access.

Every record uploaded to RECAP becomes free forever. Your support funds the PACER access that makes this possible.

How to Contribute

Sponsor on GitHub Recurring

Monthly contributions through GitHub. Directly connected to the open-source repository. GitHub may match first-year contributions for qualifying projects.

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One-Time Contribution

A single contribution of any amount. Funds PACER costs, hosting, research infrastructure, and founder support.

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Open Collective Transparent

For institutional supporters, legal aid organizations, and foundations that want full transparency into how funds are used. Every expense is public.

All contributions currently go through GitHub Sponsors. Institutional supporters may contact us directly.

Transparency

Where the money goes

Every dollar funds two things: keeping the person who built this free to keep building it, and expanding the platform to protect more people.

No funds are used for legal fees or litigation. When the Open Collective profile launches, every expense will be publicly visible.

1328f.org is working toward 501(c)(3) nonprofit status. Your donations directly fund PACER access fees, hosting costs, and the $275 IRS filing fee to formalize as a tax-exempt organization dedicated to bankruptcy court transparency. Once approved, contributions will be tax-deductible.

Other Ways to Help

No money required

Everything stays free

Contributions support the infrastructure behind this research. Every tool, every report, and every dataset on 1328f.com and 1328f.org is free and will remain free regardless of funding. Open access to public court data is the entire point.

PACER cases made free through RECAP: 91 of 37.9 million

Every document we access becomes permanently free for the next researcher, attorney, or debtor.

$0 of $5,000 Q1 PACER research goal

1,500+ hours. No grants, no institutional backing. 0 supporters so far.

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This site provides general information, not legal advice. Consult a qualified attorney for your specific situation.