1328f.org

Consumer Bankruptcy Research & Accountability

Methodology Overview

All research published on 1328f.org is built on publicly available court data using reproducible methods. This page describes our data sources, analytical approach, and quality controls.

Data Sources

FJC Integrated Database

The Federal Judicial Center's Integrated Database contains case-level records for all federal bankruptcy filings. We use the Chapter 13 subset (FY2008-2024), covering approximately 4.9 million cases across all 94 federal bankruptcy districts.

Fields used: filing date, termination date, disposition code, prior filing indicator, chapter, district.

PACER Case Locator

The Public Access to Court Electronic Records system provides attorney-level case data. We use PCL CSV exports to identify attorney-case associations, enabling per-attorney outcome analysis. Coverage: 56,256+ Chapter 13 cases in target districts.

Fields used: case number, filing date, disposition, attorney name, court, chapter.

CourtListener RECAP Archive

The Free Law Project's RECAP archive provides free access to millions of PACER documents. We use the CL API for docket-level analysis, attorney career tracking, and cross-district case identification.

Section 1328(f) Screening Method

Our screening methodology identifies cases where a debtor received a Chapter 13 discharge despite a prior bankruptcy filing within the statutory bar window.

Statutory Framework

Prior ChapterBar PeriodMeasurement
Chapter 7, 11, or 124 yearsFiling date to filing date
Chapter 132 yearsFiling date to filing date

Calculation

  1. Identify all Chapter 13 cases with a prior bankruptcy filing (FJC PRBANKFL field)
  2. Match prior case to determine chapter and filing date
  3. Calculate gap: current filing date minus prior filing date
  4. Apply bar window: 4 years for Ch. 7/11/12 prior, 2 years for Ch. 13 prior
  5. Flag cases where gap < bar window AND discharge was entered
  6. De-stale: verify against docket records that discharge was actually entered (not vacated, not converted)

Key Precedent

In re Blendheim, 803 F.3d 477 (9th Cir. 2015): The filing-date-to-filing-date measurement applies under Section 1328(f). This is the majority position adopted by most courts that have addressed the question. Our screening tool applies this standard.

Attorney Performance Analysis

When comparing attorney outcomes, we use a tiered control group methodology to ensure valid baselines.

Control Group Construction

Control groups are selected from independent practitioners filing in the same courts during the same time periods. Attorneys with known affiliations to high-volume filing operations are excluded. The control group is tiered:

Outcome Metrics

We measure attorney and firm performance using multiple outcome indicators, each compared to district-level controls.

Dismissal Rate Analysis

MetricHow MeasuredSignificance
Chapter 13 dismissal rateDismissed cases divided by total resolved casesPrimary outcome indicator. Compared to district average for the same period.
Dismissal velocityAverage days from filing to dismissalCases that fail faster than the district average suggest inadequate preparation at filing.
Discharge velocityAverage days from filing to dischargeServes as a control. If discharge times are normal, accelerated dismissals are not explained by case complexity.
Dismissal velocity differentialFirm dismissal speed vs. district dismissal speed, compared alongside discharge speedIf dismissals are faster than district while discharges match, the pattern indicates cases filed without adequate preparation rather than cases affected by complex litigation or difficult clients.

Cross-Chapter Differential

A critical diagnostic compares Chapter 7 and Chapter 13 outcomes for the same firm independently.

Chapter 7 cases require minimal ongoing attorney work after filing. Chapter 13 cases require plan drafting, creditor negotiation, payment administration, and plan modifications over 3-5 years.

When a firm produces normal Chapter 7 outcomes but elevated Chapter 13 dismissal rates, it demonstrates that the firm can handle simple cases competently but fails when sustained effort is required. This differential eliminates client quality, judicial assignment, and geographic factors as explanations, because those variables affect both chapters equally.

MetricWhat It Reveals
Ch.7 discharge rate vs. districtEstablishes whether the firm handles simple cases competently
Ch.13 dismissal rate vs. districtIdentifies where the performance gap exists
Ch.13/Ch.7 filing ratio vs. districtDetects potential chapter steering (filing Ch.13 when Ch.7 is appropriate)
Cross-chapter velocity differentialNormal Ch.7 velocity + accelerated Ch.13 dismissals = effort-dependent failure

Chapter 7 Specific Screening

Chapter 7 cases have their own statutory eligibility requirements that can be screened using the same methodology:

StatuteBar PeriodCondition
Section 727(a)(8)8 yearsPrior Ch.7 discharge bars new Ch.7 discharge
Section 727(a)(9)6 yearsPrior Ch.12/13 discharge bars new Ch.7 discharge (unless 100% or 70%+good faith payment)
Section 109(g)180 daysPrior dismissal for willful failure bars new filing

Research Partnerships

The full analytical framework, including proprietary scoring models and detection algorithms, is available to academic researchers and institutional partners through formal collaboration agreements. If you are conducting empirical bankruptcy research and would like to explore a partnership, please contact us.

Quality Controls

Reproducibility

All screening and analysis tools are available on GitHub. The repository includes source code, data processing scripts, and documentation sufficient for independent replication.

PACER cases made free through RECAP: 0 of 37.9 million

Every document we access becomes permanently free for the next researcher, attorney, or debtor. More added daily.

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